Savings

Please remember it is required that you are a member of Pillar Credit Union in order to receive products & services. Although becoming a member is easy we do have requirements which are as follows:

• Must Live, Work, attend a school, or worship in the following Ohio counties.

(Marion, Morrow, Crawford, Wyandot, Richland, or Hancock) 

If an immediate family member is a current member, You can join too! Have them refer you to us! We would be happy to have you become a pillar of the community. 

A one-time 5.00 membership fee will be required

Pretty Simple! If you still have questions about whether you qualify to be a member please give us a call, we can help determine how you can be eligible to become a Pillar of the Community 

Let us teach the next generation the importance of saving & earning dividends from an early age with our Youth Club accounts. Must be under the age of 21. 

The only requirement is a $5.00 minimum balance, and a one-time 5.00 membership fee for ages 1 and older. 

What makes this account different from our other savings account?

This Youth Club account earns dividends without the $100.00 requirement!

This allows them to see the importance of savings & rewarded with dividends for doing so! Bring the kids in to start their financial well-being journey with Pillar Credit Union, We have many families that are 4th & 5th generation members of Pillar Credit Union Family, We would be delighted to have you join us.

Standard Certificates

Save your money and watch it grow with certificate deposits. Our certificates are available to all members and are a smart way to manage your money for the long term. Your dividends will be calculated daily and added to your account every quarter, so you can watch your savings grow. Start saving today and reach your financial goals.

Certificate Special

Become a member & earn 5.35% APY* with a minimum deposit of $500.

We offer a Christmas Club so that you can set aside money to be used for gift purchases and other holiday expenditures. You may join any time during the year, and in mid-October, have money ready to help you through the holidays.

Christmas Clubs earn dividends quarterly. A $5 minimum deposit is required to open your Christmas Club for the year!

Early withdrawals are permitted only if you close your Christmas Club for that club year & any unpaid dividends will be forfeited.

Our Vacation Club earns dividends from dollar one and features year-long access. A $5.00 minimum balance must be maintained. Saving for that special trip has never been easier, so open a Vacation Club today.

An HSA gives you the best of both worlds. It helps you get a handle on rising healthcare costs and provides a tax-advantaged way to save.

As long as you don’t go over the limits that apply to your type of insurance coverage (individual or family), you can contribute as much as you want, as often as you want throughout the year. In fact, anyone can contribute to you, even your employer. HSAs have an annual fee of $10 which will be charged at the end of each calendar year.

Give us a call to set up an HSA account.

Your deposits are safe and guaranteed by the federal government. Deposits at Pillar Credit Union are insured by the National Credit Union Administration. The NCUA is a federal government agency that operates and manages the National Credit Union Share Insurance Fund (NCUSIF). NCUSIF provides federal insurance on credit union deposits, backed by the full faith and credit of the United States Government. Your savings accounts are insured to at least $250,000 and Individual Retirement Accounts are separately insured up to $250,000.

More information about the NCUA and the NCUSIF is available at NCUA.gov.

 *All Depository Accounts: Fees can reduce the earnings.